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If you think you're eligible, and haven’t received your £200 after the 90 days, you can call us on 0330 9 123 123. This offer applies to switcher requests received between 10 November 2025 and 31 March 2026 Within 45 days of your account opening you need to: switch to us using the Current Account Switch Service (including at least 2 Direct Debits or standing orders), deposit £1,000, make 5+ debit card payments, and log on to digital banking.
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Your card transactions can be made in-store or online, and could be from your digital wallet or using your actual card. Switching your everyday banking to your new first direct account is easy. Once your first direct account is open, simply log into your first direct app, select the account you wish to transfer into, tap 'switch to us' from your account menu and follow the instructions. We will ask you for your account details, existing account details and preferred switching date.
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your regular income (like your salary, pension or benefits payments) all your payees (meaning anyone you've sent money to) any payments, meaning we'll also make sure that any payments sent to your old account by mistake get moved to your new account. We'll contact the sender and give them your new account details. Before we can start your switch, you'll be asked to tell us: your old account sort code and account number your existing debit card number and expiry date if you are switching a joint account to us, we'll need the debit card details for all applicants We cannot switch your current account if you have a joint account with your old bank and your new Santander account is just in your name. You can switch to Santander from a bank (or building society) that isn't signed up to the Current Account Switch Service. But this will mean you won't be eligible for any switcher offers.
What you'll need
The Current Account Switch Service makes switching from one bank or building society to another simple and stress-free. The service is free and we'll take care of moving any payments going in or out. To learn more, please read our Current Account Switch Guarantee (PDF - 42 KB). You’ll receive your cards and PIN by the 7th day, as well as your Online, Mobile and Telephone Banking details if you’ve asked for them. Payments that used to come out of your old account will start coming out of your Santander account.
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So you should make sure you have the money in your new account to cover them. If you’d like an overdraft with your new Santander current account, speak to us or use our overdraft eligibility checker before starting your switch. We’ll let you know if you’re likely to be accepted. You can ask for one when you apply for a new account or ask to add one to an account you already have with us. We’ll look at your circumstances to see if we can offer you one. Step 2: We'll let your old bank know Once we’ve received your switch request and your current account is open, we’ll let your old bank know you're moving.
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Step 3: Switching Days 2 to 6 We set up all your regular payments on your new first direct 1st Account. We tell all your Direct Debit originators you've moved banks and give them your new details, including your employer so your salary can be redirected. There's nothing at all for you to do, no calls or anything.
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Overdrafts are subject to status and require a credit check. If you’re switching to us from another bank, you won’t be charged arranged overdraft interest for the first 4 months. After the no-fee bet new betting sites uk not on gamstop period, interest may apply for using an arranged overdraft. If you have a current account with us, it’s easy to change to a different one. You can compare accounts, or use our calculator to check how much you could earn in cashback and interest Then go to the page for the account you want to change to and choose ‘Change my existing account’ and follow the instructions.
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This isn’t part of the Current Account Switch Service. You can cancel your switch up to seven working days before your switch completion. Once the switch has begun, the switch process can't be cancelled, and your old account will close. If your old account has an overdrawn balance, you’ll need to clear it with the old bank, but you can still switch your current account to us using the Current Account Switch Service. You can find more information through the CASS website If you’re using any services provided by TPPs on the current account you’re switching over to us then this access will not be switched to your new account.
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There are a couple of simple things you’ll need to do to move these services over to your new account. If you don’t know which TPP’s are accessing your account then before you close your old account, check which permissions are active. When your new account is open you’ll need to set up access to your new account with your TPP. There are some types of accounts that can’t be used with TPP’s. Current accounts that you can use online will be included. This offer is limited to one payment per customer or joint account.
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In that case, the sign-up part is just the first step of the overall welcome offer. We can't offer this if you held a current account with Santander on 1 January 2025 or, if you've previously received a Santander switcher incentive. Request a switch using the Current Account Switch Service before we remove our offer. Make sure the details you give us are correct and match those at your old bank. Complete the switch within 60 days of your request, have at least 2 active selected household Direct Debits and pay in £1,500.
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90 days after your request to switch, if you meet eligibility criteria, you'll receive your £180 No fees for using Santander cash machines when you travel Get up to £10 cashback on selected household bills per month Access to an exclusive rate with our Santander Edge saver Use your card abroad with no fees from us Pay in £500 each month and have 2 active Direct Debits Get up to £15 cashback on selected household bills per month Earn interest on your balance up to £25,000 Use your card abroad with no fees from us Pay in £1,500 each month and have 2 active Direct Debits. Worldwide family travel insurance, UK 24/7 GP remote access, UK and European breakdown cover and family mobile phone insurance Earn cashback on selected household bills, at supermarkets and on travel costs Access to an exclusive rate with our Santander Edge saver Use your card abroad with no fees from us The Current Account Switch Service makes moving your account to us easy and stress-free. If you don’t have a Santander current account, you can apply online or in branch. We will ask you during the usual application if you want to switch to Santander. Just answer 'Yes' and fill out the application.
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If you have a Santander current account, we can switch any current accounts you hold with another bank to it. Simply log in to your online banking, visit the ‘Switch Online’ section and click ‘Switch To Us’ to get started or visit your local branch. You may need to book an appointment. This can be up to 60 days in the future We'll keep you updated on progress by letter, text or email Like closing your old account and moving payments It’s important that the details you provide are the same as the ones held at your old bank. So if you need to update names or addresses for example on your old account, it’s best to do this before you start your switch. You’ll get the money by the 20th of the following month in which all criteria has been met.
How do Free Bets work?
From 1 April 2026, you’ll get £180 when you switch to one of our selected current accounts from another bank using the Current Account Switch Service. Within 60 days of your switch request, you ‘ll need to complete a full switch using the CASS, which will close your old account have at least 2 active household Direct Debits on your Santander account. Sorry – we can't offer this if you held a current account with us on 1 January 2025. Or, if you've received a Santander switcher incentive before. Take a look at the £180 Switcher T&CS (PDF - 59 KB) 60 days after you submit your initial switch request, we’ll check you're eligible.
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We'll then pay £180 into your qualifying account within the next 30 days. So - around 90 days from your initial request to get your £180. If the qualifying account is a joint account, and you’re eligible we’ll make 1 payment of £180. If we stop this offer before your switch completes, you’ll still get the £180 as long as you're eligible. If you haven’t received your bet football betting odds today £180 after the 90 days, you can call us on 0330 9 123 123.
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This offer applies to switcher requests received between 1 April 2026 and the date the offer is withdrawn. If you switched your account to us from another bank between 10 November 2025 and 31 March 2026 using the Current Account Switch service, you’ll get £200. This is only available for some of our current accounts. To be eligible for the offer, within 60 days of your initial switch request, you must: complete the switch using the CASS, which includes closing the account not held with us have at least 2 active selected household Direct Debits on your Santander account. We can't offer this if you held a current account with us on 1 January 2025. New customers only, who haven’t previously held a first direct product.
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Sorry, we also can’t offer this to people who have opened an HSBC current account on or after 1 January 2018. Offer can be withdrawn at any time.
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60 days after you submit your initial switch request, we’ll check to make sure you're eligible. We'll then pay £200 into your qualifying account within the next 30 days. Put simply, it will take around 90 days from your initial request to get your £200 - as long as you meet the eligibility criteria. If the qualifying account is a joint account, and you’re eligible for the payment, then we’ll make 1 payment of £200. If we stop this offer before your switch completes, you’ll still get the £200 as long as you're eligible. Discover no deposit offers for sports and casino from UK bookmakers/casino operators.
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